“That’s good. My hips aren’t what they were.”
The most comprehensive dog insurance
Your dog counts on you for the best care, you can count on us for the best coverage — from injuries and illnesses to rehab care and expert-backed tips.
Use any veterinarian in the U.S. or Canada.
Rated 'Excellent' on Trustpilot.
What doesn’t dog insurance cover?
Fetch dog insurance provides coverage for future accidents and illnesses — the stuff you can’t see coming. We don’t cover pre-existing conditions. No one does. We also don’t cover cosmetic or elective procedures like tail docking and ear cropping (unless your vet decides they’re medically necessary). Routine and preventive care, which cover things like spaying and neutering, teeth cleaning, flea and tick protection and vaccines, aren’t covered either.
When should I get dog insurance?
The sooner you get Fetch, the sooner we can help. If you have a puppy, you shouldn’t wait to sign up. And the same goes if you’ve adopted an older dog, too — it’s likely an older pet will develop a new illness or injury as they continue to age. But, if you wait until your pet gets sick or hurt, we won’t be able to cover your vet visit.
How does dog insurance work?
Your coverage kicks in after your waiting period (which could be up to 15 days), so you'll be ready when life throws you curveballs. Here's how Fetch's reimbursement model works:
Use any veterinarian in the U.S or Canada
With Fetch, you have the flexibility to keep your current vet or visit a new vet if you’d like. We even cover specialists and emergency clinics.
Submit a claim in minutes
Just take a picture of your vet documents, answer a few questions about your pet’s treatment and we’ll handle it from there.
How much does dog insurance cost?
Our plans average $35/month for dogs and even lower prices for puppies. How do we do it? Using the same data points that power our patent-pending tool, Fetch Forward™, we determine the most accurate pricing based on your pet’s breed, age and your location. From there, you’ve got options. Here are the levers you can pull to either pay less or get paid back more.
Maximum annual payout
The percentage of each covered vet bill you’ll be paid back after you meet your deductible. The higher your reimbursement rate, the more you’ll pay per month.
Our one simple plan covers what other providers charge extra for or don’t cover at all.
Is Fetch dog insurance worth it?
Our coverage is 100% worth it, but that's not all we offer. Fetch is here to do more than merely ‘have your back’ on bad days. We wholly exist to help you and your best friend enjoy more good days. Here’s how:
Our ground-breaking, patent-pending technology provides tailored insights and recommendations on your pet’s future health. Our topical, monthly newsletter is designed to help you take action and improve your pet’s happiness.
Our expert-backed editorial offers around-the-clock access to pet-parenting advice.
Enjoy more good days
The care your best friend deserves. Plans average around $35/mo for dogs and even lower prices for puppies.
Use any veterinarian in the U.S. or Canada
No signup fee, no add-ons